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When you register for a Loan Center account, you can submit a mortgage loan application online and the sensitive information that you provide will be transmitted securely. Your account also enables you to easily modify your loan application and view the status of your loan.

Just click the My Account button above to get started!

Cumberland Bank and Trust offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
VA 30 Year Fixed Rate
VA 15 Year Fixed Rate
FHA 30 Year Fixed Rate
FHA 15 Year Fixed Rate
Conventional 30 Year Fixed Rate
Conventional 15 Year Fixed Rate
Rural Housing Service

VA 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $417,000

VA 15 Year Fixed Rate
Term: 15 years   Maximum Amount: $417,000

FHA 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $209,000

FHA 15 Year Fixed Rate
Term: 15 years   Maximum Amount: $209,000

Conventional 30 Year Fixed Rate
Term: 30 years   Maximum Amount: $417,000

Conventional 15 Year Fixed Rate
Term: 15 years   Maximum Amount: $417,000

Rural Housing Service

Rural Housing Loans guaranteed by the USDA. This is a 100% Loan with no monthly MI and easy qaulifications. Perfect for the first time home buyer.

Term: 30 years   Maximum Amount: $417,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.